South Carolina Bank and Trust Considered in the Top Ten Nationally for Employee Practices

October 13, 2004

COLUMBIA, S.C.--(BUSINESS WIRE)--Oct. 13, 2004--South Carolina Bank and Trust was recently presented with a Best Practices Honor from the American Psychological Association for its positive changes in employee retention and satisfaction. The APA recognized 10 companies from across the country who they believe demonstrate commitment and innovation in fostering a psychologically healthy workplace.

SCBT was recognized for their "Employee Expectations Survey," which is an ongoing, non-threatening and anonymous way for employees to voice concerns and desires about their workplace. In addition to soliciting feedback about a variety of workplace policies and practices, the survey addresses topics such as awareness of performance expectations, access to adequate resources, frequency of recognition and feedback, and opportunities for growth and development.

"Our company philosophy is based on the Gallup 12, which we include in our annual Employee Expectations Survey," said C. John Hipp, III, CEO, South Carolina Bank and Trust. "These are the 12 items that consistently differentiate high-performing work groups from average and poor-performing work groups. Our employees are our greatest asset and we work hard to ensure a pleasing work environment. We are grateful to be recognized on the national level for what we are doing."

SCBT's program results have spurred a wealth of positive changes for employees, such as new stock purchase and award plans, improved employee recognition programs, an updated employee handbook and changes to employee benefits packages. Senior managers have also been happy with the results. Employee turnover has decreased from 26% to 12.1% while employee satisfaction has increased.

"This program has had a very positive impact on our employee satisfaction. National statistics show that average bank employee turnover exceeds 30%, which is much higher than our rate of 12.1%. During this time, our employee satisfaction has continued to increase," said Leslie Dunn, senior vice president, human resources, SCBT.

"The management and employees of SCBT are to be commended for this outstanding national award and for their innovative programs. SCBT is truly a leader in South Carolina," said Lloyd Hendricks, president and CEO, SC Bankers Association. "

"In this era of skyrocketing healthcare costs, corporate scandals, and increasing workplace pressures, many organizations are struggling to stem the forces that are whittling away at their employees' morale, productivity and health," says Russ Newman, Ph.D., J.D., APA's executive director for professional practice. "Developing programs ranging from professional and personal growth seminars to employee involvement initiatives, these Best Practices Honorees are setting an example by creating strong, vibrant organizational cultures that contribute to both employee health and well-being and the company's bottom line."

The Best Practices Honors is a national program developed by APA that recognizes companies for innovative programs and policies that stand out for fostering a psychologically healthy workplace. Nominees for this national award were selected from a pool of more than 180 state-level Psychologically Healthy Workplace Award winners and submitted for consideration by the psychological association of the state or province in which the company is located. This year, the APA recognized 10 companies at the Institute for Health and Productivity Management (IHPM) conference in Phoenix, Arizona.

"By developing innovative programs, this year's honorees are doing more than simply improving their own workplaces. The programs are setting a strong example for other companies about how focusing on employee health and well-being can drive organizational performance," said Sean Sullivan of the Institute for Health and Productivity Management.

Studies show that among other benefits, psychologically healthy workplace practices can increase job retention and satisfaction as well as reduce stress. The American Institute of Stress estimates that workplace stress costs U.S. industry $300 billon per year in absenteeism, turnover, diminished productivity, and direct medical, legal, and insurance fees. According to a 2004 poll by the American Psychological Association, two-thirds of men and women say work has a significant impact on their stress level, and as a result one in four has called in sick or taken a "mental health day."

For more information about the Psychologically Healthy Workplace Awards, Best Practices Honors, and APA's publication highlighting South Carolina Bank and Trust and the other 2004 honorees visit http://www.apapractice.org/apo/psychologically_healthy.html

South Carolina Bank and Trust, the 4th largest bank headquartered in South Carolina, is a subsidiary of SCBT Financial Corporation (NASDAQ: SCBT). Serving the needs of South Carolinians for over 70 years, SCBT Financial Corporation operates 33 financial centers in 12 South Carolina counties and has assets exceeding $1.3 billion. More information can be located at www.SCBandT.com.

The American Psychological Association (APA), located in Washington, DC, is the largest scientific and professional organization representing psychology in the United States and is the world's largest association of psychologists. APA's membership includes more than 155,000 researchers, educators, clinicians, consultants and students. Through its 55 divisions and its affiliations with 60 state, territorial and Canadian provincial associations, APA works to advance psychology as a science and profession, and as a means of promoting health, education, and human welfare.

    CONTACT: South Carolina Bank and TrustDonna Pullen, 803-608-5860
             or
             American Psychological Association
             Peter Wilson, 202-336-5910
             pwilson@apa.org

    SOURCE: South Carolina Bank and Trust